DSCR · Lender operations
Completely white labelDSCR files that stay complete.
A rental investor calls or starts a chat. The AI qualifies the property story, opens the application, and works through leases, rent rolls, and statements until the file is complete enough for your underwriting review.
Voice intake and website-trained agents are in controlled rollout
- Your brand
- Portal · chat · email · domain
- Any time
- Staff take over mid-thread
- Always
- People make the final call
- Intake callQualified · via chatDone
- ApplicationOpened in your portalDone
- DocumentsMatched · 9 of 11 checkedIn progress
- Bank statementReplacement requestedAgent action
- Underwriting reviewRuns when the file completesQueued
- Credit decisionStays with your teamYours
Illustrative file · your name · your domain · no Antal branding
How the dscr file moves
Five steps, one file, zero re-keying.
Every call, message, form, and document lands in the same loan record. Your team watches it get ready and steps in wherever judgment is needed.
The rental story comes in
A call or chat under your brand becomes a qualified opportunity and a real application covering the property, the rents, and the borrower entity.
Application openedIncome paperwork gets requested
Leases, rent roll, bank statements, insurance, taxes. The list adapts to purchase or refinance and lives in your branded portal.
Right-sized listEvery attachment is read
Files arriving by portal or inbox are matched to the loan, classified, and checked for completeness and readability, with replacement asks sent for you.
Matched · checkedThe underwriting agent reviews the file
Application, leases, statements, property data, and your coverage rules are read together, and open items are ranked for your team.
Ready for reviewDecision and submission stay yours
Your people approve the file, and a person always makes the final submission to the lender portal.
Humans decideDocuments the agents already know
Each arrival is matched to the loan, identified, and checked. If something is missing, unreadable, or wrong, the borrower gets a clear request to replace it, and the file keeps moving.
- Lease agreements
- Rent roll
- Bank statements
- Insurance binder
- Property tax bill
- HOA documents
Where your team stays in charge
- The final credit decision
- Income calculation exceptions
- Final lender portal submission
- Closing, funding, and money movement
Agents prepare the file. Your people decide it, fund it, and submit it.
Your brand everywhere
Portal, chat, document requests, e-sign, lifecycle emails, and your own domain carry your identity. Borrowers see your company and your loan officer, never Antal.
Take over mid-thread
Your staff join the same conversation and the same file. Answer, correct, or finish a step by hand without restarting anything.
Taught on your systems
Agents can use your CRM, calendar, Drive, email, and team chat, and repeat approved browser steps on lender and partner websites you show them. Browser and cloud-computer agents are in controlled rollout.
Skill Recorder
Record a workflow once, review the skill the agent builds from it, then replay it from any loan file. Sensitive data is redacted and original recordings are deleted after 30 days.
Agents prepare. People decide.
Every final call stays human.
- Final credit decisions
- Exceptions
- Closing
- Draw approvals
- Funding
- Money movement
- Final lender portal submission
Antal provides workflow and agent software for private lenders and mortgage brokers. Antal is not a lender and does not set rates, terms, or credit decisions. Product availability varies by implementation and controlled rollout.
More workflows
See dscr on your workflow
Put Antal on your next file.
Show us how dscr deals come in today, where documents land, and who touches the file. We will map the first agents around the way your team already works.
- Your current intake and documents
- Where underwriting starts today
- A first agent scoped for a controlled pilot