Antal

    Ground-Up Construction · Lender operations

    Completely white label

    From first call to final draw, one file.

    New construction runs for months. The AI keeps the application, budget, plans, permits, and draw requests organized in a single audited file while your team approves every milestone and every dollar that moves.

    Voice intake and website-trained agents are in controlled rollout

    Your brand
    Portal · chat · email · domain
    Any time
    Staff take over mid-thread
    Always
    People make the final call
    AApex CapitalLoan file · Ground-Up ConstructionAI loan officer · online
    • Intake callQualified · via chatDone
    • ApplicationOpened in your portalDone
    • DocumentsMatched · 9 of 11 checkedIn progress
    • Bank statementReplacement requestedAgent action
    • Underwriting reviewRuns when the file completesQueued
    • Credit decisionStays with your teamYours

    Illustrative file · your name · your domain · no Antal branding

    How the ground-up construction file moves

    Five steps, one file, zero re-keying.

    Every call, message, form, and document lands in the same loan record. Your team watches it get ready and steps in wherever judgment is needed.

    01

    The build introduces itself

    From the first call or chat, the AI captures lot, budget, builder, and timeline, qualifies the project, and opens the application under your brand.

    Application opened
    02

    Construction paper is gathered

    Budget, plans, permits, contracts, insurance. Requests adapt to the project stage and arrive in one borrower thread.

    Stage-aware requests
    03

    Paperwork tracks the calendar

    Every upload is matched, classified, and checked against the project, so expired insurance or missing permits surface before they stall a draw.

    Matched · checked
    04

    Draws stay organized

    With an approved integration or skill, the agent assembles each draw request with its inspection evidence and change orders, then prepares the package for a person to approve.

    Package ready
    05

    People release the money

    Agents prepare. Your team approves every draw and every dollar. Closing, funding, and payoff remain human decisions.

    Humans decide
    Portal or inbox

    Documents the agents already know

    Each arrival is matched to the loan, identified, and checked. If something is missing, unreadable, or wrong, the borrower gets a clear request to replace it, and the file keeps moving.

    • Construction budget
    • Plans and permits
    • Builder contract
    • Bank statements
    • Insurance certificate
    • Inspection reports

    Where your team stays in charge

    • The final credit decision
    • Budget and change-order exceptions
    • Every draw approval
    • Inspection sign-off and funding

    Agents prepare the file. Your people decide it, fund it, and submit it.

    Complete white label

    Your brand everywhere

    Portal, chat, document requests, e-sign, lifecycle emails, and your own domain carry your identity. Borrowers see your company and your loan officer, never Antal.

    Any time

    Take over mid-thread

    Your staff join the same conversation and the same file. Answer, correct, or finish a step by hand without restarting anything.

    Controlled rollout

    Taught on your systems

    Agents can use your CRM, calendar, Drive, email, and team chat, and repeat approved browser steps on lender and partner websites you show them. Browser and cloud-computer agents are in controlled rollout.

    Preview

    Skill Recorder

    Record a workflow once, review the skill the agent builds from it, then replay it from any loan file. Sensitive data is redacted and original recordings are deleted after 30 days.

    Agents prepare. People decide.

    Every final call stays human.

    • Final credit decisions
    • Exceptions
    • Closing
    • Draw approvals
    • Funding
    • Money movement
    • Final lender portal submission

    Antal provides workflow and agent software for private lenders and mortgage brokers. Antal is not a lender and does not set rates, terms, or credit decisions. Product availability varies by implementation and controlled rollout.

    More workflows

    See ground-up construction on your workflow

    Put Antal on your next file.

    Show us how ground-up construction deals come in today, where documents land, and who touches the file. We will map the first agents around the way your team already works.

    • Your current intake and documents
    • Where underwriting starts today
    • A first agent scoped for a controlled pilot